#SukanyaSamriddhiYojana - How will you get tax rebate, how much interest and how to open an account in Sukanya Samriddhi Yojana, know everything Sukanya Samriddhi #Yojna Benefits: Under this scheme, families can open a maximum of two accounts in the name of their two daughters. Apart from this, if you have adopted a child, then before the age of 10 years, you can invest in this scheme in her name.
[How to get tax exemption in Sukanya Samriddhi Yojana, how much interest will be available and how accounts will be opened, know everything] Learn, every detail related to Sukanya Samriddhi Yojana
Sukanya Samriddhi Yojna Details: Sukanya Samriddhi Yojana has many advantages, becoming very popular among investors. On one hand there is a tax exemption on this, on the other hand the rate of interest received as a return is also high. The investment made in this scheme is exempt under section 80C of income tax and the interest received is also tax free. Under this scheme, a minimum of Rs 1,000 can be deposited every month and a maximum of Rs 1.5 lakh in a year.
Apart from this, if an account holder is required, then he can withdraw some part when the daughter is 18 years old or she reaches 10th. At the age of 18, the full amount can also be withdrawn. However, this scheme matures when the daughter is 21 years old. The scheme is currently getting 8.40 per cent interest annually, which is reviewed every quarter.
Under this scheme, families can open a maximum of two accounts in the name of their two daughters. Apart from this, if you have adopted a child, then before the age of 10 years, you can invest in this scheme in her name. Let us know how you can open an account under this scheme and what are the rules…
How to open Sukanya Samriddhi Account: To open Sukanya Samriddhi account, you have to fill the form by going to the post office or bank. In this, the daughter's name, date of birth, address and other important information will have to be provided. In addition, KYC of the Guardian is necessary.
What documents will be necessary: Under Sukanya Samriddhi Scheme, some documents will also be required to open an account, whose account will be opened only after verification. These documents are - Address proof of the Guardian such as driving license, utility bills, passport and ration card. Apart from this, ID proofs like PAN, Passport, Aadhaar will be installed. Birth certificate of the girl child will be required.
How much contribution is necessary: To keep the account active, it is necessary that at least Rs 250 will be deposited in a year. Under the scheme, you can deposit a maximum of Rs 1.5 lakh in a year.
You can withdraw 50% on completion of 18 years: The maturity of Sukanya Samriddhi account is done on the daughter's age of 21 years. However, 50% of the amount can be withdrawn if the daughter completes 18 years of age.
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